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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,455 | $110,379-52.5% | $102,412-48.8% | $145,884-64.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 257.34% | 24.84%+232.5pp | 24.94%+232.4pp | 551.85%-294.5pp |
| Employer contribution / active EE | $2,761 | $4,216-34.5% | $3,870-28.7% | $4,662-40.8% |
| Participant deferral / active EE | $4,744 | $5,622-15.6% | $5,060-6.3% | $6,690-29.1% |
| Admin fee / account holder | $743 | $9,745-92.4% | $8,388-91.1% | $13,392-94.5% |