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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,947 | $160,028-68.8% | $147,080-66.0% | $145,884-65.8% |
| Participation rate | 86.7% | 84.0%+2.6pp | 82.2%+4.5pp | 80.3%+6.4pp |
| Annual return | 13.50% | 98.60%-85.1pp | 420.17%-406.7pp | 551.85%-538.3pp |
| Employer contribution / active EE | $3,653 | $5,286-30.9% | $4,933-25.9% | $4,662-21.6% |
| Participant deferral / active EE | $8,857 | $8,422+5.2% | $8,066+9.8% | $6,690+32.4% |
| Admin fee / account holder | $1,486 | $15,030-90.1% | $12,989-88.6% | $13,392-88.9% |