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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,519 | $156,398-60.7% | $147,318-58.2% | $138,895-55.7% |
| Participation rate | 93.8% | 83.8%+10.0pp | 82.1%+11.7pp | 79.9%+13.8pp |
| Annual return | 17.43% | 78.75%-61.3pp | 70.43%-53.0pp | 145.39%-128.0pp |
| Employer contribution / active EE | $4,167 | $4,853-14.1% | $4,593-9.3% | $4,194-0.6% |
| Participant deferral / active EE | $10,751 | $8,237+30.5% | $7,906+36.0% | $6,396+68.1% |
| Admin fee / account holder | $1,176 | $14,976-92.1% | $13,708-91.4% | $12,562-90.6% |