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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,514 | $156,398-11.4% | $147,318-6.0% | $138,895-0.3% |
| Participation rate | 85.7% | 83.8%+2.0pp | 82.1%+3.6pp | 79.9%+5.8pp |
| Annual return | 50.63% | 78.75%-28.1pp | 70.43%-19.8pp | 145.39%-94.8pp |
| Employer contribution / active EE | $4,931 | $4,853+1.6% | $4,593+7.4% | $4,194+17.6% |
| Participant deferral / active EE | $7,378 | $8,237-10.4% | $7,906-6.7% | $6,396+15.4% |
| Admin fee / account holder | $23,381 | $14,976+56.1% | $13,708+70.6% | $12,562+86.1% |