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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,697 | $201,372-38.1% | $184,260-32.3% | $145,884-14.5% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 17.96% | 29.04%-11.1pp | 28.84%-10.9pp | 551.85%-533.9pp |
| Employer contribution / active EE | $6,315 | $7,024-10.1% | $6,427-1.7% | $4,662+35.5% |
| Participant deferral / active EE | $12,597 | $9,808+28.4% | $9,133+37.9% | $6,690+88.3% |
| Admin fee / account holder | $1,920 | $16,362-88.3% | $13,898-86.2% | $13,392-85.7% |