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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,493 | $156,398-80.5% | $147,318-79.3% | $138,895-78.0% |
| Participation rate | 90.0% | 83.8%+6.2pp | 82.1%+7.9pp | 79.9%+10.1pp |
| Annual return | 17.75% | 78.75%-61.0pp | 70.43%-52.7pp | 145.39%-127.6pp |
| Employer contribution / active EE | $3,027 | $4,853-37.6% | $4,593-34.1% | $4,194-27.8% |
| Participant deferral / active EE | $5,182 | $8,237-37.1% | $7,906-34.5% | $6,396-19.0% |
| Admin fee / account holder | $3,252 | $14,976-78.3% | $13,708-76.3% | $12,562-74.1% |