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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,780 | $156,398-40.0% | $147,318-36.3% | $138,895-32.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 17.38% | 78.75%-61.4pp | 70.43%-53.0pp | 145.39%-128.0pp |
| Employer contribution / active EE | $2,326 | $4,853-52.1% | $4,593-49.4% | $4,194-44.6% |
| Participant deferral / active EE | $10,286 | $8,237+24.9% | $7,906+30.1% | $6,396+60.8% |
| Admin fee / account holder | $814 | $14,976-94.6% | $13,708-94.1% | $12,562-93.5% |