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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,780 | $155,555-39.7% | $146,866-36.1% | $155,188-39.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 17.38% | 115.41%-98.0pp | 102.85%-85.5pp | 148.84%-131.5pp |
| Employer contribution / active EE | $2,326 | $4,647-50.0% | $4,425-47.4% | $4,248-45.3% |
| Participant deferral / active EE | $10,286 | $8,044+27.9% | $7,759+32.6% | $6,531+57.5% |
| Admin fee / account holder | $814 | $14,755-94.5% | $13,620-94.0% | $14,480-94.4% |