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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,874 | $102,393-71.8% | $147,041-80.4% | $80,911-64.3% |
| Participation rate | 96.4% | 75.9%+20.6pp | 82.2%+14.3pp | 67.6%+28.8pp |
| Annual return | 16.11% | 134.95%-118.8pp | 419.21%-403.1pp | 35.63%-19.5pp |
| Employer contribution / active EE | $5,280 | $3,715+42.1% | $4,935+7.0% | $2,756+91.6% |
| Participant deferral / active EE | $9,674 | $6,647+45.5% | $8,071+19.9% | $4,297+125.1% |
| Admin fee / account holder | $1,045 | $7,943-86.8% | $13,006-92.0% | $6,935-84.9% |