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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,126 | $174,379-69.0% | $152,093-64.4% | $138,895-61.0% |
| Participation rate | 47.1% | 81.6%-34.6pp | 77.8%-30.7pp | 79.9%-32.9pp |
| Annual return | 17.43% | 74.86%-57.4pp | 66.36%-48.9pp | 145.39%-128.0pp |
| Employer contribution / active EE | $4,415 | $4,652-5.1% | $4,175+5.7% | $4,194+5.3% |
| Participant deferral / active EE | $5,833 | $6,159-5.3% | $5,451+7.0% | $6,396-8.8% |
| Admin fee / account holder | $3,832 | $16,880-77.3% | $14,497-73.6% | $12,562-69.5% |