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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,070 | $181,062+54.7% | $158,223+77.0% | $155,188+80.5% |
| Participation rate | 91.7% | 82.7%+9.0pp | 79.2%+12.5pp | 80.8%+10.9pp |
| Annual return | 17.60% | 57.39%-39.8pp | 52.09%-34.5pp | 148.84%-131.2pp |
| Employer contribution / active EE | $2,398 | $4,565-47.5% | $4,109-41.6% | $4,248-43.6% |
| Participant deferral / active EE | $7,789 | $6,134+27.0% | $5,467+42.5% | $6,531+19.3% |
| Admin fee / account holder | $2,111 | $18,825-88.8% | $16,047-86.8% | $14,480-85.4% |