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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,094 | $155,555-74.9% | $146,866-73.4% | $155,188-74.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 12.32% | 115.41%-103.1pp | 102.85%-90.5pp | 148.84%-136.5pp |
| Employer contribution / active EE | $8,073 | $4,647+73.7% | $4,425+82.5% | $4,248+90.1% |
| Participant deferral / active EE | $7,698 | $8,044-4.3% | $7,759-0.8% | $6,531+17.9% |
| Admin fee / account holder | $1,177 | $14,755-92.0% | $13,620-91.4% | $14,480-91.9% |