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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,895 | $100,073-67.1% | $85,126-61.4% | $145,877-77.4% |
| Participation rate | 20.0% | 74.1%-54.1pp | 67.5%-47.5pp | 80.3%-60.3pp |
| Annual return | 14.26% | 84.11%-69.8pp | 66.63%-52.4pp | 551.28%-537.0pp |
| Employer contribution / active EE | $444 | $3,236-86.3% | $2,731-83.8% | $4,663-90.5% |
| Participant deferral / active EE | $1,292 | $5,294-75.6% | $4,523-71.4% | $6,691-80.7% |
| Admin fee / account holder | $0 | $7,261-100.0% | $6,160-100.0% | $13,402-100.0% |