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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,596 | $102,595-27.3% | $94,057-20.7% | $154,746-51.8% |
| Participation rate | 29.2% | 76.0%-46.8pp | 73.3%-44.2pp | 80.7%-51.5pp |
| Annual return | 23.36% | 583.42%-560.1pp | 480.62%-457.3pp | 172.34%-149.0pp |
| Employer contribution / active EE | $445 | $3,147-85.9% | $2,933-84.8% | $4,379-89.8% |
| Participant deferral / active EE | $2,445 | $5,118-52.2% | $4,709-48.1% | $6,730-63.7% |
| Admin fee / account holder | $0 | $7,736-100.0% | $7,244-100.0% | $14,365-100.0% |