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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,806 | $227,291-66.2% | $214,702-64.2% | $155,188-50.5% |
| Participation rate | 77.8% | 88.0%-10.2pp | 87.5%-9.7pp | 80.8%-3.0pp |
| Annual return | 9.64% | 60.08%-50.4pp | 54.55%-44.9pp | 148.84%-139.2pp |
| Employer contribution / active EE | $3,885 | $6,772-42.6% | $6,461-39.9% | $4,248-8.6% |
| Participant deferral / active EE | $4,524 | $9,582-52.8% | $9,147-50.5% | $6,531-30.7% |
| Admin fee / account holder | $80,576 | $20,413+294.7% | $19,830+306.3% | $14,480+456.5% |