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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,659 | $181,062-49.4% | $158,223-42.1% | $155,188-40.9% |
| Participation rate | 85.7% | 82.7%+3.1pp | 79.2%+6.5pp | 80.8%+4.9pp |
| Annual return | 18.72% | 57.39%-38.7pp | 52.09%-33.4pp | 148.84%-130.1pp |
| Employer contribution / active EE | $1,458 | $4,565-68.1% | $4,109-64.5% | $4,248-65.7% |
| Participant deferral / active EE | $4,701 | $6,134-23.4% | $5,467-14.0% | $6,531-28.0% |
| Admin fee / account holder | $4,176 | $18,825-77.8% | $16,047-74.0% | $14,480-71.2% |