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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,580 | $183,516-58.8% | $155,534-51.4% | $145,884-48.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 28.35% | 61.43%-33.1pp | 64.92%-36.6pp | 551.85%-523.5pp |
| Employer contribution / active EE | $5,314 | $5,3150% | $4,675+13.7% | $4,662+14.0% |
| Participant deferral / active EE | $22,675 | $6,467+250.6% | $5,630+302.7% | $6,690+239.0% |
| Admin fee / account holder | $315 | $19,293-98.4% | $15,900-98.0% | $13,392-97.6% |