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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,859 | $88,778-85.5% | $81,844-84.3% | $145,884-91.2% |
| Participation rate | 77.8% | 75.1%+2.7pp | 72.4%+5.4pp | 80.3%-2.5pp |
| Annual return | 3.51% | 1033.03%-1029.5pp | 778.87%-775.4pp | 551.85%-548.3pp |
| Employer contribution / active EE | $507 | $3,087-83.6% | $2,916-82.6% | $4,662-89.1% |
| Participant deferral / active EE | $1,025 | $4,648-78.0% | $4,323-76.3% | $6,690-84.7% |
| Admin fee / account holder | $465 | $8,430-94.5% | $7,355-93.7% | $13,392-96.5% |