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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,859 | $88,754-85.5% | $81,820-84.3% | $145,877-91.2% |
| Participation rate | 77.8% | 75.1%+2.7pp | 72.4%+5.4pp | 80.3%-2.5pp |
| Annual return | 3.51% | 1031.77%-1028.3pp | 777.93%-774.4pp | 551.28%-547.8pp |
| Employer contribution / active EE | $507 | $3,085-83.6% | $2,915-82.6% | $4,663-89.1% |
| Participant deferral / active EE | $1,025 | $4,648-78.0% | $4,323-76.3% | $6,691-84.7% |
| Admin fee / account holder | $465 | $8,424-94.5% | $7,391-93.7% | $13,402-96.5% |