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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,656 | $212,386+13.3% | $199,883+20.4% | $138,895+73.3% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 30.41% | 47.75%-17.3pp | 43.81%-13.4pp | 145.39%-115.0pp |
| Employer contribution / active EE | $16,432 | $6,625+148.0% | $6,261+162.4% | $4,194+291.8% |
| Participant deferral / active EE | $15,064 | $9,617+56.6% | $9,138+64.8% | $6,396+135.5% |
| Admin fee / account holder | $1,368 | $18,233-92.5% | $17,268-92.1% | $12,562-89.1% |