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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,212 | $201,372-18.0% | $184,260-10.3% | $145,884+13.2% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 20.71% | 29.04%-8.3pp | 28.84%-8.1pp | 551.85%-531.1pp |
| Employer contribution / active EE | $10,831 | $7,024+54.2% | $6,427+68.5% | $4,662+132.3% |
| Participant deferral / active EE | $8,148 | $9,808-16.9% | $9,133-10.8% | $6,690+21.8% |
| Admin fee / account holder | $962 | $16,362-94.1% | $13,898-93.1% | $13,392-92.8% |