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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,227 | $166,242-53.5% | $165,071-53.2% | $145,884-47.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 14.42% | 100.44%-86.0pp | 70.17%-55.8pp | 551.85%-537.4pp |
| Employer contribution / active EE | $7,244 | $5,283+37.1% | $4,347+66.6% | $4,662+55.4% |
| Participant deferral / active EE | $4,590 | $6,964-34.1% | $6,035-24.0% | $6,690-31.4% |
| Admin fee / account holder | $802 | $16,658-95.2% | $12,695-93.7% | $13,392-94.0% |