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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,831 | $108,911-20.3% | $100,392-13.5% | $145,884-40.5% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 9.26% | 58.23%-49.0pp | 49.45%-40.2pp | 551.85%-542.6pp |
| Employer contribution / active EE | $6,240 | $4,420+41.2% | $3,941+58.3% | $4,662+33.8% |
| Participant deferral / active EE | $9,898 | $8,459+17.0% | $8,090+22.4% | $6,690+48.0% |
| Admin fee / account holder | $1,519 | $9,698-84.3% | $7,904-80.8% | $13,392-88.7% |