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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,676 | $107,421-67.7% | $182,262-81.0% | $94,015-63.1% |
| Participation rate | 95.0% | 77.8%+17.2pp | 84.2%+10.8pp | 70.8%+24.2pp |
| Annual return | 44.06% | 21.32%+22.7pp | 140.60%-96.5pp | 17.84%+26.2pp |
| Employer contribution / active EE | $3,729 | $3,448+8.2% | $5,046-26.1% | $2,790+33.7% |
| Participant deferral / active EE | $8,246 | $6,558+25.7% | $8,276-0.4% | $4,249+94.0% |
| Admin fee / account holder | $1,850 | $8,692-78.7% | $16,712-88.9% | $8,951-79.3% |