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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,676 | $106,524-67.4% | $152,301-77.2% | $87,485-60.4% |
| Participation rate | 95.0% | 75.8%+19.2pp | 82.4%+12.6pp | 68.9%+26.1pp |
| Annual return | 44.06% | 26.89%+17.2pp | 80.50%-36.4pp | 26.06%+18.0pp |
| Employer contribution / active EE | $3,729 | $3,371+10.6% | $4,624-19.4% | $2,596+43.6% |
| Participant deferral / active EE | $8,246 | $6,525+26.4% | $8,004+3.0% | $4,274+92.9% |
| Admin fee / account holder | $1,850 | $8,287-77.7% | $14,398-87.2% | $7,775-76.2% |