Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,731 | $42,378-22.8% | $78,004-58.0% | $71,012-53.9% |
| Participation rate | 10.9% | 46.9%-36.0pp | 69.4%-58.6pp | 58.6%-47.7pp |
| Annual return | 17.42% | 19.23%-1.8pp | 31.07%-13.6pp | 37.67%-20.3pp |
| Employer contribution / active EE | $173 | $1,375-87.4% | $2,469-93.0% | $2,348-92.6% |
| Participant deferral / active EE | $430 | $2,097-79.5% | $4,092-89.5% | $3,246-86.8% |
| Admin fee / account holder | $1,802 | $2,377-24.2% | $7,578-76.2% | $1,167+54.4% |