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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,587 | $124,980-54.7% | $108,359-47.8% | $154,746-63.4% |
| Participation rate | 37.5% | 75.2%-37.7pp | 70.1%-32.6pp | 80.7%-43.2pp |
| Annual return | 19.23% | 45.00%-25.8pp | 36.89%-17.7pp | 172.34%-153.1pp |
| Employer contribution / active EE | $1,244 | $2,851-56.4% | $2,399-48.2% | $4,379-71.6% |
| Participant deferral / active EE | $4,745 | $4,7430% | $4,137+14.7% | $6,730-29.5% |
| Admin fee / account holder | $62 | $11,502-99.5% | $9,741-99.4% | $14,365-99.6% |