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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,587 | $123,155-54.1% | $108,753-48.0% | $155,188-63.5% |
| Participation rate | 37.5% | 75.6%-38.1pp | 71.1%-33.6pp | 80.8%-43.3pp |
| Annual return | 19.23% | 44.73%-25.5pp | 37.47%-18.2pp | 148.84%-129.6pp |
| Employer contribution / active EE | $1,244 | $2,811-55.8% | $2,427-48.7% | $4,248-70.7% |
| Participant deferral / active EE | $4,745 | $4,623+2.6% | $4,115+15.3% | $6,531-27.3% |
| Admin fee / account holder | $62 | $12,126-99.5% | $10,320-99.4% | $14,480-99.6% |