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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,074 | $227,291-37.1% | $214,702-33.4% | $155,188-7.8% |
| Participation rate | 81.8% | 88.0%-6.2pp | 87.5%-5.7pp | 80.8%+1.0pp |
| Annual return | 33.73% | 60.08%-26.3pp | 54.55%-20.8pp | 148.84%-115.1pp |
| Employer contribution / active EE | $5,462 | $6,772-19.3% | $6,461-15.5% | $4,248+28.6% |
| Participant deferral / active EE | $11,981 | $9,582+25.0% | $9,147+31.0% | $6,531+83.4% |
| Admin fee / account holder | $1,801 | $20,413-91.2% | $19,830-90.9% | $14,480-87.6% |