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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,847 | $111,814+50.1% | $103,378+62.4% | $145,978+15.0% |
| Participation rate | 83.3% | 77.9%+5.4pp | 74.5%+8.8pp | 80.3%+3.0pp |
| Annual return | 19.68% | 24.80%-5.1pp | 24.91%-5.2pp | 550.52%-530.8pp |
| Employer contribution / active EE | $14,213 | $4,215+237.2% | $3,870+267.2% | $4,662+204.9% |
| Participant deferral / active EE | $12,976 | $5,618+131.0% | $5,058+156.6% | $6,690+94.0% |
| Admin fee / account holder | $1,121 | $9,764-88.5% | $8,401-86.7% | $13,400-91.6% |