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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,847 | $110,379+52.1% | $102,412+63.9% | $145,884+15.1% |
| Participation rate | 83.3% | 77.9%+5.4pp | 74.5%+8.8pp | 80.3%+3.0pp |
| Annual return | 19.68% | 24.84%-5.2pp | 24.94%-5.3pp | 551.85%-532.2pp |
| Employer contribution / active EE | $14,213 | $4,216+237.1% | $3,870+267.3% | $4,662+204.9% |
| Participant deferral / active EE | $12,976 | $5,622+130.8% | $5,060+156.4% | $6,690+94.0% |
| Admin fee / account holder | $1,121 | $9,745-88.5% | $8,388-86.6% | $13,392-91.6% |