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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,338 | $45,043-65.9% | $85,063-82.0% | $74,400-79.4% |
| Participation rate | 8.6% | 49.4%-40.7pp | 67.5%-58.9pp | 67.2%-58.6pp |
| Annual return | 12.34% | 26.26%-13.9pp | 66.54%-54.2pp | 1367.51%-1355.2pp |
| Employer contribution / active EE | $0 | $1,458-100.0% | $2,727-100.0% | $2,624-100.0% |
| Participant deferral / active EE | $1,005 | $2,733-63.2% | $4,523-77.8% | $4,348-76.9% |
| Admin fee / account holder | $4,299 | $2,210+94.5% | $6,155-30.2% | $1,944+121.2% |