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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,879 | $160,028-68.2% | $147,080-65.4% | $145,884-65.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.05% | 98.60%-83.5pp | 420.17%-405.1pp | 551.85%-536.8pp |
| Employer contribution / active EE | $4,220 | $5,286-20.2% | $4,933-14.5% | $4,662-9.5% |
| Participant deferral / active EE | $7,982 | $8,422-5.2% | $8,066-1.0% | $6,690+19.3% |
| Admin fee / account holder | $6,262 | $15,030-58.3% | $12,989-51.8% | $13,392-53.2% |