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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,879 | $159,978-68.2% | $147,041-65.4% | $145,978-65.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.05% | 98.36%-83.3pp | 419.21%-404.2pp | 550.52%-535.5pp |
| Employer contribution / active EE | $4,220 | $5,288-20.2% | $4,935-14.5% | $4,662-9.5% |
| Participant deferral / active EE | $7,982 | $8,429-5.3% | $8,071-1.1% | $6,690+19.3% |
| Admin fee / account holder | $6,262 | $15,053-58.4% | $13,006-51.9% | $13,400-53.3% |