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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,513 | $112,729-85.4% | $98,716-83.3% | $137,256-88.0% |
| Participation rate | 88.9% | 74.2%+14.7pp | 69.3%+19.6pp | 80.0%+8.9pp |
| Annual return | 19.40% | 38.48%-19.1pp | 31.81%-12.4pp | 220.34%-200.9pp |
| Employer contribution / active EE | $709 | $2,725-74.0% | $2,279-68.9% | $4,156-82.9% |
| Participant deferral / active EE | $1,272 | $4,640-72.6% | $4,048-68.6% | $6,407-80.2% |
| Admin fee / account holder | $436 | $10,129-95.7% | $8,703-95.0% | $12,270-96.4% |