Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,677 | $134,817-90.6% | $123,973-89.8% | $155,188-91.8% |
| Participation rate | 44.4% | 79.4%-35.0pp | 76.7%-32.2pp | 80.8%-36.4pp |
| Annual return | 13.78% | 515.49%-501.7pp | 388.13%-374.4pp | 148.84%-135.1pp |
| Employer contribution / active EE | $1,158 | $4,425-73.8% | $4,126-71.9% | $4,248-72.7% |
| Participant deferral / active EE | $3,314 | $5,706-41.9% | $5,247-36.8% | $6,531-49.3% |
| Admin fee / account holder | $7,286 | $13,245-45.0% | $11,799-38.2% | $14,480-49.7% |