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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,948 | $185,312-26.1% | $161,489-15.2% | $154,746-11.5% |
| Participation rate | 60.0% | 82.5%-22.5pp | 78.7%-18.7pp | 80.7%-20.7pp |
| Annual return | 22.15% | 103.84%-81.7pp | 89.72%-67.6pp | 172.34%-150.2pp |
| Employer contribution / active EE | $2,341 | $4,769-50.9% | $4,268-45.2% | $4,379-46.5% |
| Participant deferral / active EE | $9,442 | $6,350+48.7% | $5,630+67.7% | $6,730+40.3% |
| Admin fee / account holder | $1,134 | $18,654-93.9% | $16,006-92.9% | $14,365-92.1% |