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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,540 | $106,864-89.2% | $147,318-92.2% | $82,637-86.0% |
| Participation rate | 96.1% | 75.5%+20.6pp | 82.1%+14.0pp | 68.1%+28.0pp |
| Annual return | 21.73% | 27.49%-5.8pp | 70.43%-48.7pp | 53.51%-31.8pp |
| Employer contribution / active EE | $1,056 | $3,417-69.1% | $4,593-77.0% | $2,552-58.6% |
| Participant deferral / active EE | $4,357 | $6,496-32.9% | $7,906-44.9% | $4,126+5.6% |
| Admin fee / account holder | $766 | $8,415-90.9% | $13,708-94.4% | $7,339-89.6% |