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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,326 | $138,312-76.6% | $122,979-73.7% | $155,188-79.2% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 8.38% | 22.06%-13.7pp | 20.12%-11.7pp | 148.84%-140.5pp |
| Employer contribution / active EE | $10,178 | $3,530+188.3% | $3,062+232.3% | $4,248+139.6% |
| Participant deferral / active EE | $0 | $5,592-100.0% | $5,003-100.0% | $6,531-100.0% |
| Admin fee / account holder | $1,394 | $15,089-90.8% | $12,864-89.2% | $14,480-90.4% |