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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,344 | $30,421-20.0% | $56,077-56.6% | $74,429-67.3% |
| Participation rate | 14.5% | 32.9%-18.4pp | 52.5%-38.0pp | 67.2%-52.7pp |
| Annual return | 17.32% | 24.94%-7.6pp | 1709.28%-1692.0pp | 1368.38%-1351.1pp |
| Employer contribution / active EE | $424 | $610-30.4% | $1,040-59.2% | $2,625-83.8% |
| Participant deferral / active EE | $845 | $1,175-28.1% | $1,954-56.7% | $4,348-80.6% |
| Admin fee / account holder | $1,545 | $2,363-34.6% | $2,825-45.3% | $1,944-20.5% |