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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,626 | $155,555-71.3% | $146,866-69.6% | $155,188-71.2% |
| Participation rate | 76.2% | 84.0%-7.8pp | 82.5%-6.3pp | 80.8%-4.6pp |
| Annual return | 26.30% | 115.41%-89.1pp | 102.85%-76.6pp | 148.84%-122.5pp |
| Employer contribution / active EE | $3,990 | $4,647-14.1% | $4,425-9.8% | $4,248-6.1% |
| Participant deferral / active EE | $6,401 | $8,044-20.4% | $7,759-17.5% | $6,531-2.0% |
| Admin fee / account holder | $671 | $14,755-95.5% | $13,620-95.1% | $14,480-95.4% |