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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,626 | $156,398-71.5% | $147,318-69.7% | $138,895-67.9% |
| Participation rate | 76.2% | 83.8%-7.6pp | 82.1%-5.9pp | 79.9%-3.7pp |
| Annual return | 26.30% | 78.75%-52.5pp | 70.43%-44.1pp | 145.39%-119.1pp |
| Employer contribution / active EE | $3,990 | $4,853-17.8% | $4,593-13.1% | $4,194-4.9% |
| Participant deferral / active EE | $6,401 | $8,237-22.3% | $7,906-19.0% | $6,396+0.1% |
| Admin fee / account holder | $671 | $14,976-95.5% | $13,708-95.1% | $12,562-94.7% |