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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,928 | $88,778-83.2% | $81,844-81.8% | $145,884-89.8% |
| Participation rate | 73.3% | 75.1%-1.7pp | 72.4%+1.0pp | 80.3%-7.0pp |
| Annual return | 21.90% | 1033.03%-1011.1pp | 778.87%-757.0pp | 551.85%-530.0pp |
| Employer contribution / active EE | $0 | $3,087-100.0% | $2,916-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $3,962 | $4,648-14.8% | $4,323-8.4% | $6,690-40.8% |
| Admin fee / account holder | $980 | $8,430-88.4% | $7,355-86.7% | $13,392-92.7% |