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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,105 | $174,379-76.4% | $152,093-73.0% | $138,895-70.4% |
| Participation rate | 82.6% | 81.6%+1.0pp | 77.8%+4.8pp | 79.9%+2.7pp |
| Annual return | 30.55% | 74.86%-44.3pp | 66.36%-35.8pp | 145.39%-114.8pp |
| Employer contribution / active EE | $1,546 | $4,652-66.8% | $4,175-63.0% | $4,194-63.1% |
| Participant deferral / active EE | $2,283 | $6,159-62.9% | $5,451-58.1% | $6,396-64.3% |
| Admin fee / account holder | $2,092 | $16,880-87.6% | $14,497-85.6% | $12,562-83.3% |