Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,593 | $106,864-63.0% | $147,318-73.1% | $82,637-52.1% |
| Participation rate | 22.5% | 75.5%-53.0pp | 82.1%-59.6pp | 68.1%-45.6pp |
| Annual return | 14.01% | 27.49%-13.5pp | 70.43%-56.4pp | 53.51%-39.5pp |
| Employer contribution / active EE | $0 | $3,417-100.0% | $4,593-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $3,050 | $6,496-53.0% | $7,906-61.4% | $4,126-26.1% |
| Admin fee / account holder | $5,251 | $8,415-37.6% | $13,708-61.7% | $7,339-28.4% |