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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,977 | $101,752+17.9% | $164,928-27.3% | $80,911+48.3% |
| Participation rate | 65.6% | 71.8%-6.2pp | 78.6%-13.0pp | 67.6%-2.0pp |
| Annual return | 14.47% | 16.73%-2.3pp | 70.08%-55.6pp | 35.63%-21.2pp |
| Employer contribution / active EE | $2,687 | $2,953-9.0% | $4,343-38.1% | $2,756-2.5% |
| Participant deferral / active EE | $6,438 | $4,477+43.8% | $6,034+6.7% | $4,297+49.8% |
| Admin fee / account holder | $593 | $8,218-92.8% | $12,684-95.3% | $6,935-91.4% |