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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,402 | $159,934-2.2% | $147,005+6.4% | $145,959+7.2% |
| Participation rate | 77.8% | 84.0%-6.2pp | 82.2%-4.4pp | 80.3%-2.5pp |
| Annual return | 14.82% | 98.24%-83.4pp | 418.76%-403.9pp | 561.95%-547.1pp |
| Employer contribution / active EE | $13,634 | $5,287+157.9% | $4,934+176.3% | $4,661+192.5% |
| Participant deferral / active EE | $5,722 | $8,427-32.1% | $8,070-29.1% | $6,689-14.5% |
| Admin fee / account holder | $3,378 | $15,053-77.6% | $13,006-74.0% | $13,398-74.8% |