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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,939 | $211,239-95.3% | $178,528-94.4% | $145,877-93.2% |
| Participation rate | 71.4% | 80.8%-9.4pp | 77.1%-5.7pp | 80.3%-8.9pp |
| Annual return | 16.43% | 30.22%-13.8pp | 27.11%-10.7pp | 551.28%-534.9pp |
| Employer contribution / active EE | $1,081 | $4,570-76.3% | $3,950-72.6% | $4,663-76.8% |
| Participant deferral / active EE | $1,408 | $6,963-79.8% | $6,278-77.6% | $6,691-79.0% |
| Admin fee / account holder | $566 | $12,095-95.3% | $10,419-94.6% | $13,402-95.8% |