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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,588 | $156,398-25.5% | $147,318-20.9% | $138,895-16.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 32.08% | 78.75%-46.7pp | 70.43%-38.4pp | 145.39%-113.3pp |
| Employer contribution / active EE | $11,240 | $4,853+131.6% | $4,593+144.7% | $4,194+168.0% |
| Participant deferral / active EE | $17,304 | $8,237+110.1% | $7,906+118.9% | $6,396+170.5% |
| Admin fee / account holder | $33,742 | $14,976+125.3% | $13,708+146.2% | $12,562+168.6% |