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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,588 | $154,228-24.4% | $145,433-19.8% | $137,256-15.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 32.08% | 74.59%-42.5pp | 66.58%-34.5pp | 220.34%-188.3pp |
| Employer contribution / active EE | $11,240 | $4,804+134.0% | $4,554+146.8% | $4,156+170.5% |
| Participant deferral / active EE | $17,304 | $8,216+110.6% | $7,897+119.1% | $6,407+170.1% |
| Admin fee / account holder | $33,742 | $14,344+135.2% | $13,129+157.0% | $12,270+175.0% |