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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,423 | $185,312-93.3% | $161,489-92.3% | $154,746-92.0% |
| Participation rate | 83.3% | 82.5%+0.9pp | 78.7%+4.6pp | 80.7%+2.6pp |
| Annual return | 19.52% | 103.84%-84.3pp | 89.72%-70.2pp | 172.34%-152.8pp |
| Employer contribution / active EE | $1,280 | $4,769-73.2% | $4,268-70.0% | $4,379-70.8% |
| Participant deferral / active EE | $4,960 | $6,350-21.9% | $5,630-11.9% | $6,730-26.3% |
| Admin fee / account holder | $1,985 | $18,654-89.4% | $16,006-87.6% | $14,365-86.2% |