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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,366 | $99,995-26.6% | $85,063-13.8% | $145,978-49.7% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 7.40% | 83.99%-76.6pp | 66.54%-59.1pp | 550.52%-543.1pp |
| Employer contribution / active EE | $1,160 | $3,231-64.1% | $2,727-57.5% | $4,662-75.1% |
| Participant deferral / active EE | $5,513 | $5,295+4.1% | $4,523+21.9% | $6,690-17.6% |
| Admin fee / account holder | $582 | $7,255-92.0% | $6,155-90.5% | $13,400-95.7% |