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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,666 | $160,040-89.0% | $147,096-88.0% | $145,877-87.9% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 16.25% | 98.49%-82.2pp | 419.75%-403.5pp | 551.28%-535.0pp |
| Employer contribution / active EE | $1,414 | $5,289-73.3% | $4,936-71.4% | $4,663-69.7% |
| Participant deferral / active EE | $3,643 | $8,429-56.8% | $8,071-54.9% | $6,691-45.5% |
| Admin fee / account holder | $407 | $15,050-97.3% | $13,005-96.9% | $13,402-97.0% |