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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,905 | $29,716+115.1% | $56,077+14.0% | $80,925-21.0% |
| Participation rate | 10.4% | 41.7%-31.2pp | 52.5%-42.1pp | 67.7%-57.2pp |
| Annual return | 14.26% | 35.30%-21.0pp | 1709.28%-1695.0pp | 35.65%-21.4pp |
| Employer contribution / active EE | $337 | $671-49.8% | $1,040-67.6% | $2,756-87.8% |
| Participant deferral / active EE | $662 | $1,228-46.1% | $1,954-66.1% | $4,299-84.6% |
| Admin fee / account holder | $2,272 | $2,432-6.6% | $2,825-19.6% | $6,940-67.3% |