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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,905 | $29,733+114.9% | $56,025+14.1% | $80,959-21.1% |
| Participation rate | 10.4% | 41.7%-31.3pp | 52.5%-42.1pp | 67.7%-57.2pp |
| Annual return | 14.26% | 35.28%-21.0pp | 1712.69%-1698.4pp | 35.67%-21.4pp |
| Employer contribution / active EE | $337 | $672-49.9% | $1,042-67.7% | $2,757-87.8% |
| Participant deferral / active EE | $662 | $1,229-46.2% | $1,955-66.1% | $4,300-84.6% |
| Admin fee / account holder | $2,272 | $2,434-6.6% | $2,828-19.7% | $6,925-67.2% |