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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,516 | $86,940-21.2% | $102,434-33.1% | $80,935-15.3% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 19.07% | 18.89%+0.2pp | 29.46%-10.4pp | 35.66%-16.6pp |
| Employer contribution / active EE | $13,025 | $2,370+449.7% | $3,023+330.8% | $2,757+372.5% |
| Participant deferral / active EE | $14,680 | $4,121+256.2% | $5,055+190.4% | $4,299+241.4% |
| Admin fee / account holder | $323 | $8,047-96.0% | $9,462-96.6% | $6,924-95.3% |