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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,446 | $182,442-68.0% | $163,379-64.2% | $138,895-57.9% |
| Participation rate | 64.7% | 79.8%-15.1pp | 76.8%-12.1pp | 79.9%-15.2pp |
| Annual return | 15.90% | 72.74%-56.8pp | 63.41%-47.5pp | 145.39%-129.5pp |
| Employer contribution / active EE | $0 | $4,159-100.0% | $3,752-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $3,022 | $6,817-55.7% | $6,282-51.9% | $6,396-52.7% |
| Admin fee / account holder | $8,556 | $10,396-17.7% | $9,818-12.9% | $12,562-31.9% |