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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,446 | $225,673-74.1% | $203,872-71.3% | $155,188-62.3% |
| Participation rate | 64.7% | 80.3%-15.6pp | 77.8%-13.1pp | 80.8%-16.1pp |
| Annual return | 15.90% | 95.91%-80.0pp | 85.11%-69.2pp | 148.84%-132.9pp |
| Employer contribution / active EE | $0 | $4,099-100.0% | $3,757-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $3,022 | $6,893-56.2% | $6,388-52.7% | $6,531-53.7% |
| Admin fee / account holder | $8,556 | $12,327-30.6% | $11,730-27.1% | $14,480-40.9% |