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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 35-2552359 | Advisory (Plan) | $21,010 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$2,126 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,922 | $101,591-29.2% | $147,096-51.1% | $74,429-3.4% |
| Participation rate | 92.9% | 75.5%+17.4pp | 82.2%+10.8pp | 67.2%+25.7pp |
| Annual return | 26.57% | 8746.45%-8719.9pp | 419.75%-393.2pp | 1368.38%-1341.8pp |
| Employer contribution / active EE | $0 | $3,813-100.0% | $4,936-100.0% | $2,625-100.0% |
| Participant deferral / active EE | $19,881 | $7,302+172.3% | $8,071+146.3% | $4,348+357.2% |
| Admin fee / account holder | $51 | $1,750-97.1% | $13,005-99.6% | $1,944-97.4% |