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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,797 | $100,970-73.5% | $96,576-72.3% | $137,256-80.5% |
| Participation rate | 85.0% | 82.6%+2.4pp | 81.4%+3.6pp | 80.0%+5.0pp |
| Annual return | 68.22% | 38.16%+30.1pp | 38.47%+29.7pp | 220.34%-152.1pp |
| Employer contribution / active EE | $1,216 | $3,809-68.1% | $3,553-65.8% | $4,156-70.7% |
| Participant deferral / active EE | $2,505 | $8,286-69.8% | $7,956-68.5% | $6,407-60.9% |
| Admin fee / account holder | $1,689 | $11,312-85.1% | $11,381-85.2% | $12,270-86.2% |