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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,425 | $79,209-32.6% | $102,434-47.8% | $74,459-28.2% |
| Participation rate | 52.9% | 74.8%-21.9pp | 76.5%-23.6pp | 67.2%-14.3pp |
| Annual return | 11.53% | 54.98%-43.5pp | 29.46%-17.9pp | 1369.70%-1358.2pp |
| Employer contribution / active EE | $1,406 | $2,362-40.5% | $3,023-53.5% | $2,626-46.5% |
| Participant deferral / active EE | $2,700 | $4,417-38.9% | $5,055-46.6% | $4,350-37.9% |
| Admin fee / account holder | $12,024 | $2,002+500.7% | $9,462+27.1% | $1,945+518.3% |