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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,916 | $81,358-80.4% | $155,556-89.8% | $80,959-80.3% |
| Participation rate | 27.7% | 66.3%-38.6pp | 78.2%-50.5pp | 67.7%-40.0pp |
| Annual return | 21.13% | 33.39%-12.3pp | 64.84%-43.7pp | 35.67%-14.5pp |
| Employer contribution / active EE | $620 | $3,106-80.0% | $4,675-86.7% | $2,757-77.5% |
| Participant deferral / active EE | $1,307 | $3,455-62.2% | $5,631-76.8% | $4,300-69.6% |
| Admin fee / account holder | $0 | $7,994-100.0% | $15,885-100.0% | $6,925-100.0% |