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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,240 | $76,407-67.0% | $150,298-83.2% | $82,448-69.4% |
| Participation rate | 28.6% | 66.4%-37.8pp | 77.8%-49.2pp | 68.1%-39.5pp |
| Annual return | 17.15% | 39.99%-22.8pp | 62.79%-45.6pp | 41.64%-24.5pp |
| Employer contribution / active EE | $574 | $2,614-78.1% | $4,154-86.2% | $2,551-77.5% |
| Participant deferral / active EE | $1,269 | $3,214-60.5% | $5,453-76.7% | $4,139-69.4% |
| Admin fee / account holder | $2,282 | $6,352-64.1% | $14,116-83.8% | $7,234-68.5% |